CONCORDIA smartDoc — Region 2, Ticino
Region 2, Ticino: the smartDoc model from CONCORDIA costs CHF 581.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 581.80, smartDoc is not the lowest premium here: Agrisano goes down to CHF 539.00. A named model does not guarantee the best price — it guarantees a care pathway.
On average, smartDoc costs CHF 1'135.20 less per year than CONCORDIA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 581.80 | CHF 549.90 |
| 500 | CHF 570.20 | CHF 538.90 |
| 1'000 | CHF 541.00 | CHF 511.30 |
| 1'500 | CHF 511.80 | CHF 483.70 |
| 2'000 | CHF 482.70 | CHF 456.20 |
| 2'500 | CHF 453.50 | CHF 428.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 436.30 | CHF 412.40 |
| 500 | CHF 424.70 | CHF 401.40 |
| 1'000 | CHF 395.50 | CHF 373.80 |
| 1'500 | CHF 366.30 | CHF 346.20 |
| 2'000 | CHF 337.20 | CHF 318.70 |
| 2'500 | CHF 308.00 | CHF 291.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 133.90 | CHF 126.60 |
| 100 | CHF 128.10 | CHF 121.10 |
| 200 | CHF 122.30 | CHF 115.60 |
| 300 | CHF 116.40 | CHF 110.00 |
| 400 | CHF 110.60 | CHF 104.60 |
| 500 | CHF 104.80 | CHF 99.10 |
| 600 | CHF 98.90 | CHF 93.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.