CONCORDIA smartDoc — Region 2, Valais
Region 2, Valais: the smartDoc model from CONCORDIA costs CHF 450.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 450.70, smartDoc is not the lowest premium here: Agrisano goes down to CHF 406.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, smartDoc costs CHF 843.60 less per year than CONCORDIA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 450.70 | CHF 426.00 |
| 500 | CHF 439.10 | CHF 415.00 |
| 1'000 | CHF 409.90 | CHF 387.40 |
| 1'500 | CHF 380.70 | CHF 359.80 |
| 2'000 | CHF 351.60 | CHF 332.30 |
| 2'500 | CHF 322.40 | CHF 304.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 338.10 | CHF 319.60 |
| 500 | CHF 326.50 | CHF 308.60 |
| 1'000 | CHF 297.30 | CHF 281.00 |
| 1'500 | CHF 268.10 | CHF 253.40 |
| 2'000 | CHF 239.00 | CHF 225.90 |
| 2'500 | CHF 209.80 | CHF 198.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 103.80 | CHF 98.10 |
| 100 | CHF 98.00 | CHF 92.70 |
| 200 | CHF 92.20 | CHF 87.20 |
| 300 | CHF 86.30 | CHF 81.60 |
| 400 | CHF 80.50 | CHF 76.10 |
| 500 | CHF 74.70 | CHF 70.60 |
| 600 | CHF 68.80 | CHF 65.10 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.