Callmed or Gesundheitspraxisversicherung — Appenzell Innerrhoden
Appenzell Innerrhoden: with CSS, Callmed costs CHF 393.70 a month in 2026 and Gesundheitspraxisversicherung CHF 369.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Gesundheitspraxisversicherung is the cheaper of the two here: CHF 286.80 saved per year against Callmed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Callmed is a "Telemedicine and others" model. Gesundheitspraxisversicherung is a "Family doctor" model.
- Callmed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Gesundheitspraxisversicherung
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Callmed | Gesundheitspraxisversicherung | Gap per year |
|---|---|---|---|
| 300 | CHF 393.70 | CHF 369.80 | CHF 286.80 |
| 500 | CHF 382.10 | CHF 358.20 | CHF 286.80 |
| 1'000 | CHF 352.90 | CHF 329.00 | CHF 286.80 |
| 1'500 | CHF 323.70 | CHF 299.80 | CHF 286.80 |
| 2'000 | CHF 294.60 | CHF 270.70 | CHF 286.80 |
| 2'500 | CHF 265.40 | CHF 241.50 | CHF 286.80 |
The comparison, region by region
- Callmed or Gesundheitspraxisversicherung?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.