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Callmed or Gesundheitspraxisversicherung — Region 2, Zurich

Region 2, Zurich: with CSS, Callmed costs CHF 537.80 a month in 2026 and Gesundheitspraxisversicherung CHF 511.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Gesundheitspraxisversicherung is the cheaper of the two here: CHF 319.20 saved per year against Callmed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Callmed is a "Telemedicine and others" model. Gesundheitspraxisversicherung is a "Family doctor" model.

  • Callmed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Gesundheitspraxisversicherung

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleCallmedGesundheitspraxisversicherungGap per year
300CHF 537.80CHF 511.20CHF 319.20
500CHF 526.20CHF 499.60CHF 319.20
1'000CHF 497.00CHF 470.40CHF 319.20
1'500CHF 467.80CHF 441.20CHF 319.20
2'000CHF 438.70CHF 412.10CHF 319.20
2'500CHF 421.50CHF 386.90CHF 415.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.