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Callmed or Gesundheitspraxisversicherung — Region 1, Grisons

Region 1, Grisons: with CSS, Callmed costs CHF 501.40 a month in 2026 and Gesundheitspraxisversicherung CHF 476.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Gesundheitspraxisversicherung is the cheaper of the two here: CHF 297.60 saved per year against Callmed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Callmed is a "Telemedicine and others" model. Gesundheitspraxisversicherung is a "Family doctor" model.

  • Callmed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Gesundheitspraxisversicherung

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleCallmedGesundheitspraxisversicherungGap per year
300CHF 501.40CHF 476.60CHF 297.60
500CHF 489.80CHF 465.00CHF 297.60
1'000CHF 460.60CHF 435.80CHF 297.60
1'500CHF 431.40CHF 406.60CHF 297.60
2'000CHF 402.30CHF 377.50CHF 297.60
2'500CHF 377.10CHF 352.30CHF 297.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.