Callmed or Gesundheitspraxisversicherung — Zug
Zug: with CSS, Callmed costs CHF 385.20 a month in 2026 and Gesundheitspraxisversicherung CHF 361.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Gesundheitspraxisversicherung is the cheaper of the two here: CHF 282.00 saved per year against Callmed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Callmed is a "Telemedicine and others" model. Gesundheitspraxisversicherung is a "Family doctor" model.
- Callmed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Gesundheitspraxisversicherung
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Callmed | Gesundheitspraxisversicherung | Gap per year |
|---|---|---|---|
| 300 | CHF 385.20 | CHF 361.70 | CHF 282.00 |
| 500 | CHF 373.60 | CHF 350.10 | CHF 282.00 |
| 1'000 | CHF 344.40 | CHF 320.90 | CHF 282.00 |
| 1'500 | CHF 315.20 | CHF 291.70 | CHF 282.00 |
| 2'000 | CHF 286.10 | CHF 262.60 | CHF 282.00 |
| 2'500 | CHF 276.90 | CHF 233.40 | CHF 522.00 |
The comparison, region by region
- Callmed or Gesundheitspraxisversicherung?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.