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Callmed or Gesundheitspraxisversicherung — Region 3, Grisons

Region 3, Grisons: with CSS, Callmed costs CHF 455.20 a month in 2026 and Gesundheitspraxisversicherung CHF 427.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Gesundheitspraxisversicherung is the cheaper of the two here: CHF 331.20 saved per year against Callmed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Callmed is a "Telemedicine and others" model. Gesundheitspraxisversicherung is a "Family doctor" model.

  • Callmed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Gesundheitspraxisversicherung

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleCallmedGesundheitspraxisversicherungGap per year
300CHF 455.20CHF 427.60CHF 331.20
500CHF 443.60CHF 416.00CHF 331.20
1'000CHF 414.40CHF 386.80CHF 331.20
1'500CHF 385.20CHF 357.60CHF 331.20
2'000CHF 356.10CHF 328.50CHF 331.20
2'500CHF 326.90CHF 299.30CHF 331.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.