Callmed or Hausarztversicherung Profit — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with CSS, Callmed costs CHF 505.90 a month in 2026 and Hausarztversicherung Profit CHF 503.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Hausarztversicherung Profit is the cheaper of the two here: CHF 33.60 saved per year against Callmed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Callmed is a "Telemedicine and others" model. Hausarztversicherung Profit is a "Family doctor" model.
- Callmed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Hausarztversicherung Profit
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Callmed | Hausarztversicherung Profit | Gap per year |
|---|---|---|---|
| 300 | CHF 505.90 | CHF 503.10 | CHF 33.60 |
| 500 | CHF 494.30 | CHF 491.50 | CHF 33.60 |
| 1'000 | CHF 465.10 | CHF 462.30 | CHF 33.60 |
| 1'500 | CHF 435.90 | CHF 433.10 | CHF 33.60 |
| 2'000 | CHF 406.80 | CHF 404.00 | CHF 33.60 |
| 2'500 | CHF 377.60 | CHF 374.80 | CHF 33.60 |
The comparison, region by region
- Callmed or Hausarztversicherung Profit?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.