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Callmed or Hausarztversicherung Profit — Region 1, Zurich

Region 1, Zurich: with CSS, Callmed costs CHF 592.40 a month in 2026 and Hausarztversicherung Profit CHF 582.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Hausarztversicherung Profit is the cheaper of the two here: CHF 117.60 saved per year against Callmed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Callmed is a "Telemedicine and others" model. Hausarztversicherung Profit is a "Family doctor" model.

  • Callmed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Hausarztversicherung Profit

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleCallmedHausarztversicherung ProfitGap per year
300CHF 592.40CHF 582.60CHF 117.60
500CHF 580.80CHF 571.00CHF 117.60
1'000CHF 551.60CHF 541.80CHF 117.60
1'500CHF 522.40CHF 512.60CHF 117.60
2'000CHF 493.30CHF 483.50CHF 117.60
2'500CHF 468.10CHF 458.30CHF 117.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.