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Callmed or Hausarztversicherung Profit — Region 2, Grisons

Region 2, Grisons: with CSS, Callmed costs CHF 478.70 a month in 2026 and Hausarztversicherung Profit CHF 476.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Hausarztversicherung Profit is the cheaper of the two here: CHF 31.20 saved per year against Callmed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Callmed is a "Telemedicine and others" model. Hausarztversicherung Profit is a "Family doctor" model.

  • Callmed

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • Hausarztversicherung Profit

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductibleCallmedHausarztversicherung ProfitGap per year
300CHF 478.70CHF 476.10CHF 31.20
500CHF 467.10CHF 464.50CHF 31.20
1'000CHF 437.90CHF 435.30CHF 31.20
1'500CHF 408.70CHF 406.10CHF 31.20
2'000CHF 379.60CHF 377.00CHF 31.20
2'500CHF 350.40CHF 347.80CHF 31.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.