Callmed or Hausarztversicherung Profit — Appenzell Innerrhoden
Appenzell Innerrhoden: with CSS, Callmed costs CHF 393.70 a month in 2026 and Hausarztversicherung Profit CHF 391.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Hausarztversicherung Profit is the cheaper of the two here: CHF 26.40 saved per year against Callmed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Callmed is a "Telemedicine and others" model. Hausarztversicherung Profit is a "Family doctor" model.
- Callmed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Hausarztversicherung Profit
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Callmed | Hausarztversicherung Profit | Gap per year |
|---|---|---|---|
| 300 | CHF 393.70 | CHF 391.50 | CHF 26.40 |
| 500 | CHF 382.10 | CHF 379.90 | CHF 26.40 |
| 1'000 | CHF 352.90 | CHF 350.70 | CHF 26.40 |
| 1'500 | CHF 323.70 | CHF 321.50 | CHF 26.40 |
| 2'000 | CHF 294.60 | CHF 292.40 | CHF 26.40 |
| 2'500 | CHF 265.40 | CHF 263.20 | CHF 26.40 |
The comparison, region by region
- Callmed or Hausarztversicherung Profit?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.