Callmed or Hausarztversicherung Profit — Region 1, Bern
Region 1, Bern: with CSS, Callmed costs CHF 614.70 a month in 2026 and Hausarztversicherung Profit CHF 607.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Hausarztversicherung Profit is the cheaper of the two here: CHF 81.60 saved per year against Callmed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Callmed is a "Telemedicine and others" model. Hausarztversicherung Profit is a "Family doctor" model.
- Callmed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
- Hausarztversicherung Profit
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Callmed | Hausarztversicherung Profit | Gap per year |
|---|---|---|---|
| 300 | CHF 614.70 | CHF 607.90 | CHF 81.60 |
| 500 | CHF 603.10 | CHF 596.30 | CHF 81.60 |
| 1'000 | CHF 573.90 | CHF 567.10 | CHF 81.60 |
| 1'500 | CHF 544.70 | CHF 537.90 | CHF 81.60 |
| 2'000 | CHF 515.60 | CHF 508.80 | CHF 81.60 |
| 2'500 | CHF 486.40 | CHF 479.60 | CHF 81.60 |
The comparison, region by region
- Callmed or Hausarztversicherung Profit?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.