Gesundheitspraxisversicherung or Hausarztversicherung Profit — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with CSS, Gesundheitspraxisversicherung costs CHF 475.20 a month in 2026 and Hausarztversicherung Profit CHF 503.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Gesundheitspraxisversicherung is the cheaper of the two here: CHF 334.80 saved per year against Hausarztversicherung Profit, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Gesundheitspraxisversicherung and Hausarztversicherung Profit are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Gesundheitspraxisversicherung
Family doctor
You pick a family doctor and always go to them first.
- Hausarztversicherung Profit
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Gesundheitspraxisversicherung | Hausarztversicherung Profit | Gap per year |
|---|---|---|---|
| 300 | CHF 475.20 | CHF 503.10 | CHF 334.80 |
| 500 | CHF 463.60 | CHF 491.50 | CHF 334.80 |
| 1'000 | CHF 434.40 | CHF 462.30 | CHF 334.80 |
| 1'500 | CHF 405.20 | CHF 433.10 | CHF 334.80 |
| 2'000 | CHF 376.10 | CHF 404.00 | CHF 334.80 |
| 2'500 | CHF 346.90 | CHF 374.80 | CHF 334.80 |
The comparison, region by region
- Gesundheitspraxisversicherung or Hausarztversicherung Profit?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.