Gesundheitspraxisversicherung or Hausarztversicherung Profit — Region 3, St. Gallen
Region 3, St. Gallen: with CSS, Gesundheitspraxisversicherung costs CHF 448.90 a month in 2026 and Hausarztversicherung Profit CHF 446.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Hausarztversicherung Profit is the cheaper of the two here: CHF 31.20 saved per year against Gesundheitspraxisversicherung, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Gesundheitspraxisversicherung and Hausarztversicherung Profit are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Gesundheitspraxisversicherung
Family doctor
You pick a family doctor and always go to them first.
- Hausarztversicherung Profit
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Gesundheitspraxisversicherung | Hausarztversicherung Profit | Gap per year |
|---|---|---|---|
| 300 | CHF 448.90 | CHF 446.30 | CHF 31.20 |
| 500 | CHF 437.30 | CHF 434.70 | CHF 31.20 |
| 1'000 | CHF 408.10 | CHF 405.50 | CHF 31.20 |
| 1'500 | CHF 378.90 | CHF 376.30 | CHF 31.20 |
| 2'000 | CHF 349.80 | CHF 347.20 | CHF 31.20 |
| 2'500 | CHF 320.60 | CHF 318.00 | CHF 31.20 |
The comparison, region by region
- Gesundheitspraxisversicherung or Hausarztversicherung Profit?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.