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Gesundheitspraxisversicherung or Hausarztversicherung Profit — Region 2, Zurich

Region 2, Zurich: with CSS, Gesundheitspraxisversicherung costs CHF 511.20 a month in 2026 and Hausarztversicherung Profit CHF 484.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Hausarztversicherung Profit is the cheaper of the two here: CHF 319.20 saved per year against Gesundheitspraxisversicherung, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Gesundheitspraxisversicherung and Hausarztversicherung Profit are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleGesundheitspraxisversicherungHausarztversicherung ProfitGap per year
300CHF 511.20CHF 484.60CHF 319.20
500CHF 499.60CHF 473.00CHF 319.20
1'000CHF 470.40CHF 443.80CHF 319.20
1'500CHF 441.20CHF 414.60CHF 319.20
2'000CHF 412.10CHF 385.50CHF 319.20
2'500CHF 386.90CHF 356.30CHF 367.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.