Gesundheitspraxisversicherung or Hausarztversicherung Profit — Region 2, Lucerne
Region 2, Lucerne: with CSS, Gesundheitspraxisversicherung costs CHF 441.70 a month in 2026 and Hausarztversicherung Profit CHF 465.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Gesundheitspraxisversicherung is the cheaper of the two here: CHF 285.60 saved per year against Hausarztversicherung Profit, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Gesundheitspraxisversicherung and Hausarztversicherung Profit are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Gesundheitspraxisversicherung
Family doctor
You pick a family doctor and always go to them first.
- Hausarztversicherung Profit
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Gesundheitspraxisversicherung | Hausarztversicherung Profit | Gap per year |
|---|---|---|---|
| 300 | CHF 441.70 | CHF 465.50 | CHF 285.60 |
| 500 | CHF 430.10 | CHF 453.90 | CHF 285.60 |
| 1'000 | CHF 400.90 | CHF 424.70 | CHF 285.60 |
| 1'500 | CHF 371.70 | CHF 395.50 | CHF 285.60 |
| 2'000 | CHF 342.60 | CHF 366.40 | CHF 285.60 |
| 2'500 | CHF 313.40 | CHF 341.20 | CHF 333.60 |
The comparison, region by region
- Gesundheitspraxisversicherung or Hausarztversicherung Profit?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.