Gesundheitspraxisversicherung or Hausarztversicherung Profit — Appenzell Innerrhoden
Appenzell Innerrhoden: with CSS, Gesundheitspraxisversicherung costs CHF 369.80 a month in 2026 and Hausarztversicherung Profit CHF 391.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Gesundheitspraxisversicherung is the cheaper of the two here: CHF 260.40 saved per year against Hausarztversicherung Profit, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Gesundheitspraxisversicherung and Hausarztversicherung Profit are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Gesundheitspraxisversicherung
Family doctor
You pick a family doctor and always go to them first.
- Hausarztversicherung Profit
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Gesundheitspraxisversicherung | Hausarztversicherung Profit | Gap per year |
|---|---|---|---|
| 300 | CHF 369.80 | CHF 391.50 | CHF 260.40 |
| 500 | CHF 358.20 | CHF 379.90 | CHF 260.40 |
| 1'000 | CHF 329.00 | CHF 350.70 | CHF 260.40 |
| 1'500 | CHF 299.80 | CHF 321.50 | CHF 260.40 |
| 2'000 | CHF 270.70 | CHF 292.40 | CHF 260.40 |
| 2'500 | CHF 241.50 | CHF 263.20 | CHF 260.40 |
The comparison, region by region
- Gesundheitspraxisversicherung or Hausarztversicherung Profit?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.