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Gesundheitspraxisversicherung or Hausarztversicherung Profit — Region 3, Zurich

Region 3, Zurich: with CSS, Gesundheitspraxisversicherung costs CHF 483.50 a month in 2026 and Hausarztversicherung Profit CHF 472.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Hausarztversicherung Profit is the cheaper of the two here: CHF 133.20 saved per year against Gesundheitspraxisversicherung, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Gesundheitspraxisversicherung and Hausarztversicherung Profit are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleGesundheitspraxisversicherungHausarztversicherung ProfitGap per year
300CHF 483.50CHF 472.40CHF 133.20
500CHF 471.90CHF 460.80CHF 133.20
1'000CHF 442.70CHF 431.60CHF 133.20
1'500CHF 413.50CHF 402.40CHF 133.20
2'000CHF 384.40CHF 373.30CHF 133.20
2'500CHF 355.20CHF 344.10CHF 133.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.