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Galenos Managed Care — Appenzell Ausserrhoden

Appenzell Ausserrhoden: the Managed Care model from Galenos costs CHF 489.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 489.00, Managed Care is not the lowest premium here: Agrisano goes down to CHF 412.30. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Managed Care costs CHF 962.40 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 489.00CHF 457.00
500CHF 477.30CHF 446.10
1'000CHF 448.20CHF 418.90
1'500CHF 419.00CHF 391.60
2'000CHF 389.80CHF 364.40
2'500CHF 360.70CHF 337.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 358.30CHF 334.90
500CHF 346.70CHF 324.00
1'000CHF 317.50CHF 296.70
1'500CHF 288.30CHF 269.50
2'000CHF 259.20CHF 242.20
2'500CHF 230.00CHF 215.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 123.60CHF 115.50
100CHF 117.80CHF 110.10
200CHF 111.90CHF 104.60
300CHF 106.10CHF 99.20
400CHF 100.30CHF 93.70
500CHF 94.40CHF 88.30
600CHF 88.60CHF 82.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.