Galenos Managed Care — Appenzell Ausserrhoden
Appenzell Ausserrhoden: the Managed Care model from Galenos costs CHF 489.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 489.00, Managed Care is not the lowest premium here: Agrisano goes down to CHF 412.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Managed Care costs CHF 962.40 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 489.00 | CHF 457.00 |
| 500 | CHF 477.30 | CHF 446.10 |
| 1'000 | CHF 448.20 | CHF 418.90 |
| 1'500 | CHF 419.00 | CHF 391.60 |
| 2'000 | CHF 389.80 | CHF 364.40 |
| 2'500 | CHF 360.70 | CHF 337.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 358.30 | CHF 334.90 |
| 500 | CHF 346.70 | CHF 324.00 |
| 1'000 | CHF 317.50 | CHF 296.70 |
| 1'500 | CHF 288.30 | CHF 269.50 |
| 2'000 | CHF 259.20 | CHF 242.20 |
| 2'500 | CHF 230.00 | CHF 215.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 123.60 | CHF 115.50 |
| 100 | CHF 117.80 | CHF 110.10 |
| 200 | CHF 111.90 | CHF 104.60 |
| 300 | CHF 106.10 | CHF 99.20 |
| 400 | CHF 100.30 | CHF 93.70 |
| 500 | CHF 94.40 | CHF 88.30 |
| 600 | CHF 88.60 | CHF 82.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.