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Galenos Managed Care — Appenzell Innerrhoden

Appenzell Innerrhoden: the Managed Care model from Galenos costs CHF 428.40 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 428.40, Managed Care is not the lowest premium here: Agrisano goes down to CHF 353.50. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Managed Care costs CHF 816.00 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 428.40CHF 400.40
500CHF 416.80CHF 389.50
1'000CHF 387.60CHF 362.30
1'500CHF 358.40CHF 335.00
2'000CHF 329.30CHF 307.80
2'500CHF 300.10CHF 280.50

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 322.10CHF 301.10
500CHF 310.50CHF 290.20
1'000CHF 281.30CHF 262.90
1'500CHF 252.10CHF 235.70
2'000CHF 223.00CHF 208.40
2'500CHF 211.40CHF 197.60

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 112.10CHF 104.80
100CHF 106.30CHF 99.40
200CHF 100.50CHF 93.90
300CHF 94.60CHF 88.50
400CHF 88.80CHF 83.00
500CHF 83.00CHF 77.60
600CHF 77.10CHF 72.10

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.