Galenos Managed Care — Region 1, St. Gallen
Region 1, St. Gallen: the Managed Care model from Galenos costs CHF 535.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 535.90, Managed Care is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Managed Care costs CHF 674.40 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 535.90 | CHF 500.90 |
| 500 | CHF 524.20 | CHF 490.00 |
| 1'000 | CHF 495.10 | CHF 462.70 |
| 1'500 | CHF 465.90 | CHF 435.40 |
| 2'000 | CHF 436.70 | CHF 408.20 |
| 2'500 | CHF 407.60 | CHF 380.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 405.60 | CHF 379.10 |
| 500 | CHF 393.90 | CHF 368.20 |
| 1'000 | CHF 364.70 | CHF 340.90 |
| 1'500 | CHF 335.60 | CHF 313.60 |
| 2'000 | CHF 306.40 | CHF 286.40 |
| 2'500 | CHF 277.20 | CHF 259.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 133.20 | CHF 124.50 |
| 100 | CHF 127.30 | CHF 119.00 |
| 200 | CHF 121.50 | CHF 113.60 |
| 300 | CHF 115.70 | CHF 108.10 |
| 400 | CHF 109.80 | CHF 102.70 |
| 500 | CHF 104.00 | CHF 97.20 |
| 600 | CHF 98.20 | CHF 91.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.