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Galenos Managed Care — Region 1, St. Gallen

Region 1, St. Gallen: the Managed Care model from Galenos costs CHF 535.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 535.90, Managed Care is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Managed Care costs CHF 674.40 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 535.90CHF 500.90
500CHF 524.20CHF 490.00
1'000CHF 495.10CHF 462.70
1'500CHF 465.90CHF 435.40
2'000CHF 436.70CHF 408.20
2'500CHF 407.60CHF 380.90

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 405.60CHF 379.10
500CHF 393.90CHF 368.20
1'000CHF 364.70CHF 340.90
1'500CHF 335.60CHF 313.60
2'000CHF 306.40CHF 286.40
2'500CHF 277.20CHF 259.10

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 133.20CHF 124.50
100CHF 127.30CHF 119.00
200CHF 121.50CHF 113.60
300CHF 115.70CHF 108.10
400CHF 109.80CHF 102.70
500CHF 104.00CHF 97.20
600CHF 98.20CHF 91.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.