Galenos Managed Care — Region 3, St. Gallen
Region 3, St. Gallen: the Managed Care model from Galenos costs CHF 469.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 469.20, Managed Care is not the lowest premium here: Agrisano goes down to CHF 401.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Managed Care costs CHF 508.80 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 469.20 | CHF 438.50 |
| 500 | CHF 457.50 | CHF 427.60 |
| 1'000 | CHF 428.30 | CHF 400.30 |
| 1'500 | CHF 399.20 | CHF 373.10 |
| 2'000 | CHF 370.00 | CHF 345.80 |
| 2'500 | CHF 340.80 | CHF 318.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 355.30 | CHF 332.10 |
| 500 | CHF 343.60 | CHF 321.20 |
| 1'000 | CHF 314.50 | CHF 293.90 |
| 1'500 | CHF 285.30 | CHF 266.70 |
| 2'000 | CHF 256.10 | CHF 239.40 |
| 2'500 | CHF 227.00 | CHF 212.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 117.10 | CHF 109.50 |
| 100 | CHF 111.30 | CHF 104.00 |
| 200 | CHF 105.50 | CHF 98.60 |
| 300 | CHF 99.60 | CHF 93.10 |
| 400 | CHF 93.80 | CHF 87.70 |
| 500 | CHF 88.00 | CHF 82.20 |
| 600 | CHF 82.10 | CHF 76.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.