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Galenos Managed Care — Region 3, Bern

Region 3, Bern: the Managed Care model from Galenos costs CHF 507.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 507.70, Managed Care is not the lowest premium here: Agrisano goes down to CHF 447.50. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Managed Care costs CHF 926.40 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 507.70CHF 474.60
500CHF 496.10CHF 463.70
1'000CHF 466.90CHF 436.40
1'500CHF 437.70CHF 409.10
2'000CHF 408.60CHF 381.90
2'500CHF 379.40CHF 354.60

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 377.60CHF 352.90
500CHF 365.90CHF 342.00
1'000CHF 336.80CHF 314.80
1'500CHF 307.60CHF 287.50
2'000CHF 278.40CHF 260.20
2'500CHF 249.30CHF 233.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 127.10CHF 118.80
100CHF 121.30CHF 113.40
200CHF 115.40CHF 107.90
300CHF 109.60CHF 102.40
400CHF 103.80CHF 97.00
500CHF 97.90CHF 91.50
600CHF 92.10CHF 86.10

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.