Galenos Med Direct — Region 2, Valais
Region 2, Valais: the Med Direct model from Galenos costs CHF 479.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 479.00, Med Direct is not the lowest premium here: Agrisano goes down to CHF 406.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Med Direct costs CHF 582.00 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 479.00 | CHF 447.70 |
| 500 | CHF 467.30 | CHF 436.80 |
| 1'000 | CHF 438.20 | CHF 409.50 |
| 1'500 | CHF 409.00 | CHF 382.30 |
| 2'000 | CHF 379.80 | CHF 355.00 |
| 2'500 | CHF 350.70 | CHF 327.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 377.40 | CHF 352.70 |
| 500 | CHF 365.70 | CHF 341.80 |
| 1'000 | CHF 336.50 | CHF 314.50 |
| 1'500 | CHF 307.40 | CHF 287.30 |
| 2'000 | CHF 278.20 | CHF 260.00 |
| 2'500 | CHF 249.00 | CHF 232.80 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 120.40 | CHF 112.60 |
| 100 | CHF 114.60 | CHF 107.10 |
| 200 | CHF 108.80 | CHF 101.70 |
| 300 | CHF 102.90 | CHF 96.20 |
| 400 | CHF 97.10 | CHF 90.80 |
| 500 | CHF 91.30 | CHF 85.30 |
| 600 | CHF 85.40 | CHF 79.90 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.