Galenos Med Direct — Region 3, Zurich
Region 3, Zurich: the Med Direct model from Galenos costs CHF 472.90 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 472.90, Med Direct is not the lowest premium here: Agrisano goes down to CHF 427.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Med Direct costs CHF 1'261.20 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 472.90 | CHF 442.00 |
| 500 | CHF 461.20 | CHF 431.10 |
| 1'000 | CHF 432.00 | CHF 403.80 |
| 1'500 | CHF 402.90 | CHF 376.50 |
| 2'000 | CHF 373.70 | CHF 349.30 |
| 2'500 | CHF 344.50 | CHF 322.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 395.80 | CHF 369.90 |
| 500 | CHF 384.10 | CHF 359.00 |
| 1'000 | CHF 355.00 | CHF 331.80 |
| 1'500 | CHF 325.80 | CHF 304.50 |
| 2'000 | CHF 296.60 | CHF 277.30 |
| 2'500 | CHF 267.50 | CHF 250.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 128.80 | CHF 120.40 |
| 100 | CHF 123.00 | CHF 115.00 |
| 200 | CHF 117.10 | CHF 109.50 |
| 300 | CHF 111.30 | CHF 104.10 |
| 400 | CHF 105.50 | CHF 98.60 |
| 500 | CHF 99.60 | CHF 93.20 |
| 600 | CHF 93.80 | CHF 87.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.