BeneFit PLUS Flexmed R1 or BeneFit PLUS Telmed — Region 2, Fribourg
Region 2, Fribourg: with Helsana, BeneFit PLUS Flexmed R1 costs CHF 488.90 a month in 2026 and BeneFit PLUS Telmed CHF 477.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Telmed is the cheaper of the two here: CHF 134.40 saved per year against BeneFit PLUS Flexmed R1, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Flexmed R1 is a "Family doctor" model. BeneFit PLUS Telmed is a "Telemedicine and others" model.
- BeneFit PLUS Flexmed R1
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Telmed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | BeneFit PLUS Flexmed R1 | BeneFit PLUS Telmed | Gap per year |
|---|---|---|---|
| 300 | CHF 488.90 | CHF 477.70 | CHF 134.40 |
| 500 | CHF 477.30 | CHF 466.10 | CHF 134.40 |
| 1'000 | CHF 448.10 | CHF 436.90 | CHF 134.40 |
| 1'500 | CHF 418.90 | CHF 407.70 | CHF 134.40 |
| 2'000 | CHF 389.80 | CHF 378.60 | CHF 134.40 |
| 2'500 | CHF 360.60 | CHF 349.40 | CHF 134.40 |
The comparison, region by region
- BeneFit PLUS Flexmed R1 or BeneFit PLUS Telmed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.