BeneFit PLUS Flexmed R1 or BeneFit PLUS Telmed — Region 1, Grisons
Region 1, Grisons: with Helsana, BeneFit PLUS Flexmed R1 costs CHF 479.00 a month in 2026 and BeneFit PLUS Telmed CHF 479.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here BeneFit PLUS Flexmed R1 and BeneFit PLUS Telmed cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
BeneFit PLUS Flexmed R1 is a "Family doctor" model. BeneFit PLUS Telmed is a "Telemedicine and others" model.
- BeneFit PLUS Flexmed R1
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Telmed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | BeneFit PLUS Flexmed R1 | BeneFit PLUS Telmed | Gap per year |
|---|---|---|---|
| 300 | CHF 479.00 | CHF 479.00 | — |
| 500 | CHF 467.40 | CHF 467.40 | — |
| 1'000 | CHF 438.20 | CHF 438.20 | — |
| 1'500 | CHF 409.00 | CHF 409.00 | — |
| 2'000 | CHF 379.90 | CHF 379.90 | — |
| 2'500 | CHF 350.70 | CHF 350.70 | — |
The comparison, region by region
- BeneFit PLUS Flexmed R1 or BeneFit PLUS Telmed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.