BeneFit PLUS Flexmed R1 or BeneFit PLUS Telmed — Region 2, Ticino
Region 2, Ticino: with Helsana, BeneFit PLUS Flexmed R1 costs CHF 565.80 a month in 2026 and BeneFit PLUS Telmed CHF 572.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Flexmed R1 is the cheaper of the two here: CHF 79.20 saved per year against BeneFit PLUS Telmed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Flexmed R1 is a "Family doctor" model. BeneFit PLUS Telmed is a "Telemedicine and others" model.
- BeneFit PLUS Flexmed R1
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Telmed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | BeneFit PLUS Flexmed R1 | BeneFit PLUS Telmed | Gap per year |
|---|---|---|---|
| 300 | CHF 565.80 | CHF 572.40 | CHF 79.20 |
| 500 | CHF 554.20 | CHF 560.80 | CHF 79.20 |
| 1'000 | CHF 525.00 | CHF 531.60 | CHF 79.20 |
| 1'500 | CHF 495.80 | CHF 502.40 | CHF 79.20 |
| 2'000 | CHF 466.70 | CHF 473.30 | CHF 79.20 |
| 2'500 | CHF 437.50 | CHF 444.10 | CHF 79.20 |
The comparison, region by region
- BeneFit PLUS Flexmed R1 or BeneFit PLUS Telmed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.