BeneFit PLUS Flexmed R1 or BeneFit PLUS Telmed — Region 1, Ticino
Region 1, Ticino: with Helsana, BeneFit PLUS Flexmed R1 costs CHF 636.60 a month in 2026 and BeneFit PLUS Telmed CHF 629.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Telmed is the cheaper of the two here: CHF 90.00 saved per year against BeneFit PLUS Flexmed R1, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Flexmed R1 is a "Family doctor" model. BeneFit PLUS Telmed is a "Telemedicine and others" model.
- BeneFit PLUS Flexmed R1
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Telmed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | BeneFit PLUS Flexmed R1 | BeneFit PLUS Telmed | Gap per year |
|---|---|---|---|
| 300 | CHF 636.60 | CHF 629.10 | CHF 90.00 |
| 500 | CHF 625.00 | CHF 617.50 | CHF 90.00 |
| 1'000 | CHF 595.80 | CHF 588.30 | CHF 90.00 |
| 1'500 | CHF 566.60 | CHF 559.10 | CHF 90.00 |
| 2'000 | CHF 537.50 | CHF 530.00 | CHF 90.00 |
| 2'500 | CHF 508.30 | CHF 500.80 | CHF 90.00 |
The comparison, region by region
- BeneFit PLUS Flexmed R1 or BeneFit PLUS Telmed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.