BeneFit PLUS Médecin de famille R2 or BeneFit PLUS Médecin de famille R3 — Appenzell Innerrhoden
Appenzell Innerrhoden: with Helsana, BeneFit PLUS Médecin de famille R2 costs CHF 429.70 a month in 2026 and BeneFit PLUS Médecin de famille R3 CHF 434.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Médecin de famille R2 is the cheaper of the two here: CHF 60.00 saved per year against BeneFit PLUS Médecin de famille R3, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Médecin de famille R2 and BeneFit PLUS Médecin de famille R3 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- BeneFit PLUS Médecin de famille R2
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Médecin de famille R3
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | BeneFit PLUS Médecin de famille R2 | BeneFit PLUS Médecin de famille R3 | Gap per year |
|---|---|---|---|
| 300 | CHF 429.70 | CHF 434.70 | CHF 60.00 |
| 500 | CHF 418.10 | CHF 423.10 | CHF 60.00 |
| 1'000 | CHF 388.90 | CHF 393.90 | CHF 60.00 |
| 1'500 | CHF 359.70 | CHF 364.70 | CHF 60.00 |
| 2'000 | CHF 330.60 | CHF 335.60 | CHF 60.00 |
| 2'500 | CHF 301.40 | CHF 306.40 | CHF 60.00 |
The comparison, region by region
- BeneFit PLUS Médecin de famille R2 or BeneFit PLUS Médecin de famille R3?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.