BeneFit PLUS Médecin de famille R2 or BeneFit PLUS Médecin de famille R3 — Region 3, St. Gallen
Region 3, St. Gallen: with Helsana, BeneFit PLUS Médecin de famille R2 costs CHF 447.10 a month in 2026 and BeneFit PLUS Médecin de famille R3 CHF 462.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Médecin de famille R2 is the cheaper of the two here: CHF 188.40 saved per year against BeneFit PLUS Médecin de famille R3, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Médecin de famille R2 and BeneFit PLUS Médecin de famille R3 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- BeneFit PLUS Médecin de famille R2
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Médecin de famille R3
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | BeneFit PLUS Médecin de famille R2 | BeneFit PLUS Médecin de famille R3 | Gap per year |
|---|---|---|---|
| 300 | CHF 447.10 | CHF 462.80 | CHF 188.40 |
| 500 | CHF 435.50 | CHF 451.20 | CHF 188.40 |
| 1'000 | CHF 406.30 | CHF 422.00 | CHF 188.40 |
| 1'500 | CHF 377.10 | CHF 392.80 | CHF 188.40 |
| 2'000 | CHF 348.00 | CHF 363.70 | CHF 188.40 |
| 2'500 | CHF 318.80 | CHF 334.50 | CHF 188.40 |
The comparison, region by region
- BeneFit PLUS Médecin de famille R2 or BeneFit PLUS Médecin de famille R3?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.