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BeneFit PLUS Médecin de famille R2 or BeneFit PLUS Médecin de famille R3 — Region 1, Vaud

Region 1, Vaud: with Helsana, BeneFit PLUS Médecin de famille R2 costs CHF 601.10 a month in 2026 and BeneFit PLUS Médecin de famille R3 CHF 615.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Médecin de famille R2 is the cheaper of the two here: CHF 168.00 saved per year against BeneFit PLUS Médecin de famille R3, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Médecin de famille R2 and BeneFit PLUS Médecin de famille R3 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleBeneFit PLUS Médecin de famille R2BeneFit PLUS Médecin de famille R3Gap per year
300CHF 601.10CHF 615.10CHF 168.00
500CHF 589.50CHF 603.50CHF 168.00
1'000CHF 560.30CHF 574.30CHF 168.00
1'500CHF 531.10CHF 545.10CHF 168.00
2'000CHF 502.00CHF 516.00CHF 168.00
2'500CHF 472.80CHF 486.80CHF 168.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.