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BeneFit PLUS Médecin de famille R2 or BeneFit PLUS Médecin de famille R3 — Region 1, Grisons

Region 1, Grisons: with Helsana, BeneFit PLUS Médecin de famille R2 costs CHF 484.50 a month in 2026 and BeneFit PLUS Médecin de famille R3 CHF 490.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Médecin de famille R2 is the cheaper of the two here: CHF 67.20 saved per year against BeneFit PLUS Médecin de famille R3, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Médecin de famille R2 and BeneFit PLUS Médecin de famille R3 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleBeneFit PLUS Médecin de famille R2BeneFit PLUS Médecin de famille R3Gap per year
300CHF 484.50CHF 490.10CHF 67.20
500CHF 472.90CHF 478.50CHF 67.20
1'000CHF 443.70CHF 449.30CHF 67.20
1'500CHF 414.50CHF 420.10CHF 67.20
2'000CHF 385.40CHF 391.00CHF 67.20
2'500CHF 356.20CHF 361.80CHF 67.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.