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BeneFit PLUS Médecin de famille R2 or BeneFit PLUS Médecin de famille R3 — Neuchâtel

Neuchâtel: with Helsana, BeneFit PLUS Médecin de famille R2 costs CHF 575.00 a month in 2026 and BeneFit PLUS Médecin de famille R3 CHF 588.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Médecin de famille R2 is the cheaper of the two here: CHF 158.40 saved per year against BeneFit PLUS Médecin de famille R3, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Médecin de famille R2 and BeneFit PLUS Médecin de famille R3 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleBeneFit PLUS Médecin de famille R2BeneFit PLUS Médecin de famille R3Gap per year
300CHF 575.00CHF 588.20CHF 158.40
500CHF 563.40CHF 576.60CHF 158.40
1'000CHF 534.20CHF 547.40CHF 158.40
1'500CHF 505.00CHF 518.20CHF 158.40
2'000CHF 475.90CHF 489.10CHF 158.40
2'500CHF 446.70CHF 459.90CHF 158.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.