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BeneFit PLUS Médecin de famille R2 or BeneFit PLUS Médecin de famille R4 — Basel-Stadt

Basel-Stadt: with Helsana, BeneFit PLUS Médecin de famille R2 costs CHF 588.20 a month in 2026 and BeneFit PLUS Médecin de famille R4 CHF 622.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Médecin de famille R2 is the cheaper of the two here: CHF 410.40 saved per year against BeneFit PLUS Médecin de famille R4, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Médecin de famille R2 and BeneFit PLUS Médecin de famille R4 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleBeneFit PLUS Médecin de famille R2BeneFit PLUS Médecin de famille R4Gap per year
300CHF 588.20CHF 622.40CHF 410.40
500CHF 576.60CHF 610.80CHF 410.40
1'000CHF 547.40CHF 581.60CHF 410.40
1'500CHF 518.20CHF 552.40CHF 410.40
2'000CHF 489.10CHF 523.30CHF 410.40
2'500CHF 459.90CHF 494.10CHF 410.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.