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BeneFit PLUS Médecin de famille R2 or BeneFit PLUS Médecin de famille R4 — Geneva

Geneva: with Helsana, BeneFit PLUS Médecin de famille R2 costs CHF 620.90 a month in 2026 and BeneFit PLUS Médecin de famille R4 CHF 657.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Médecin de famille R2 is the cheaper of the two here: CHF 433.20 saved per year against BeneFit PLUS Médecin de famille R4, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Médecin de famille R2 and BeneFit PLUS Médecin de famille R4 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleBeneFit PLUS Médecin de famille R2BeneFit PLUS Médecin de famille R4Gap per year
300CHF 620.90CHF 657.00CHF 433.20
500CHF 609.30CHF 645.40CHF 433.20
1'000CHF 580.10CHF 616.20CHF 433.20
1'500CHF 550.90CHF 587.00CHF 433.20
2'000CHF 521.80CHF 557.90CHF 433.20
2'500CHF 492.60CHF 528.70CHF 433.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.