BeneFit PLUS Médecin de famille R2 or BeneFit PLUS Médecin de famille R4 — Region 1, St. Gallen
Region 1, St. Gallen: with Helsana, BeneFit PLUS Médecin de famille R2 costs CHF 483.60 a month in 2026 and BeneFit PLUS Médecin de famille R4 CHF 517.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Médecin de famille R2 is the cheaper of the two here: CHF 409.20 saved per year against BeneFit PLUS Médecin de famille R4, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Médecin de famille R2 and BeneFit PLUS Médecin de famille R4 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- BeneFit PLUS Médecin de famille R2
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Médecin de famille R4
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | BeneFit PLUS Médecin de famille R2 | BeneFit PLUS Médecin de famille R4 | Gap per year |
|---|---|---|---|
| 300 | CHF 483.60 | CHF 517.70 | CHF 409.20 |
| 500 | CHF 472.00 | CHF 506.10 | CHF 409.20 |
| 1'000 | CHF 442.80 | CHF 476.90 | CHF 409.20 |
| 1'500 | CHF 413.60 | CHF 447.70 | CHF 409.20 |
| 2'000 | CHF 384.50 | CHF 418.60 | CHF 409.20 |
| 2'500 | CHF 355.30 | CHF 389.40 | CHF 409.20 |
The comparison, region by region
- BeneFit PLUS Médecin de famille R2 or BeneFit PLUS Médecin de famille R4?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.