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BeneFit PLUS Médecin de famille R2 or BeneFit PLUS Médecin de famille R4 — Region 2, Zurich

Region 2, Zurich: with Helsana, BeneFit PLUS Médecin de famille R2 costs CHF 511.70 a month in 2026 and BeneFit PLUS Médecin de famille R4 CHF 541.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Médecin de famille R2 is the cheaper of the two here: CHF 356.40 saved per year against BeneFit PLUS Médecin de famille R4, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Médecin de famille R2 and BeneFit PLUS Médecin de famille R4 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleBeneFit PLUS Médecin de famille R2BeneFit PLUS Médecin de famille R4Gap per year
300CHF 511.70CHF 541.40CHF 356.40
500CHF 500.10CHF 529.80CHF 356.40
1'000CHF 470.90CHF 500.60CHF 356.40
1'500CHF 441.70CHF 471.40CHF 356.40
2'000CHF 412.60CHF 442.30CHF 356.40
2'500CHF 383.40CHF 413.10CHF 356.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.