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BeneFit PLUS Médecin de famille R2 or BeneFit PLUS Médecin de famille R4 — Uri

Uri: with Helsana, BeneFit PLUS Médecin de famille R2 costs CHF 436.80 a month in 2026 and BeneFit PLUS Médecin de famille R4 CHF 462.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Médecin de famille R2 is the cheaper of the two here: CHF 304.80 saved per year against BeneFit PLUS Médecin de famille R4, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Médecin de famille R2 and BeneFit PLUS Médecin de famille R4 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleBeneFit PLUS Médecin de famille R2BeneFit PLUS Médecin de famille R4Gap per year
300CHF 436.80CHF 462.20CHF 304.80
500CHF 425.20CHF 450.60CHF 304.80
1'000CHF 396.00CHF 421.40CHF 304.80
1'500CHF 366.80CHF 392.20CHF 304.80
2'000CHF 337.70CHF 363.10CHF 304.80
2'500CHF 308.50CHF 333.90CHF 304.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.