BeneFit PLUS Médecin de famille R2 or BeneFit PLUS Telmed — Aargau
Aargau: with Helsana, BeneFit PLUS Médecin de famille R2 costs CHF 495.30 a month in 2026 and BeneFit PLUS Telmed CHF 483.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Telmed is the cheaper of the two here: CHF 138.00 saved per year against BeneFit PLUS Médecin de famille R2, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Médecin de famille R2 is a "Family doctor" model. BeneFit PLUS Telmed is a "Telemedicine and others" model.
- BeneFit PLUS Médecin de famille R2
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Telmed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | BeneFit PLUS Médecin de famille R2 | BeneFit PLUS Telmed | Gap per year |
|---|---|---|---|
| 300 | CHF 495.30 | CHF 483.80 | CHF 138.00 |
| 500 | CHF 483.70 | CHF 472.20 | CHF 138.00 |
| 1'000 | CHF 454.50 | CHF 443.00 | CHF 138.00 |
| 1'500 | CHF 425.30 | CHF 413.80 | CHF 138.00 |
| 2'000 | CHF 396.20 | CHF 384.70 | CHF 138.00 |
| 2'500 | CHF 367.00 | CHF 355.50 | CHF 138.00 |
The comparison, region by region
- BeneFit PLUS Médecin de famille R2 or BeneFit PLUS Telmed?
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.