BeneFit PLUS Médecin de famille R2 or BeneFit PLUS Telmed — Obwalden
Obwalden: with Helsana, BeneFit PLUS Médecin de famille R2 costs CHF 439.30 a month in 2026 and BeneFit PLUS Telmed CHF 429.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Telmed is the cheaper of the two here: CHF 121.20 saved per year against BeneFit PLUS Médecin de famille R2, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Médecin de famille R2 is a "Family doctor" model. BeneFit PLUS Telmed is a "Telemedicine and others" model.
- BeneFit PLUS Médecin de famille R2
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Telmed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | BeneFit PLUS Médecin de famille R2 | BeneFit PLUS Telmed | Gap per year |
|---|---|---|---|
| 300 | CHF 439.30 | CHF 429.20 | CHF 121.20 |
| 500 | CHF 427.70 | CHF 417.60 | CHF 121.20 |
| 1'000 | CHF 398.50 | CHF 388.40 | CHF 121.20 |
| 1'500 | CHF 369.30 | CHF 359.20 | CHF 121.20 |
| 2'000 | CHF 340.20 | CHF 330.10 | CHF 121.20 |
| 2'500 | CHF 311.00 | CHF 300.90 | CHF 121.20 |
The comparison, region by region
- BeneFit PLUS Médecin de famille R2 or BeneFit PLUS Telmed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.