BeneFit PLUS Médecin de famille R2 or BeneFit PLUS Telmed — Region 2, Schaffhausen
Region 2, Schaffhausen: with Helsana, BeneFit PLUS Médecin de famille R2 costs CHF 497.00 a month in 2026 and BeneFit PLUS Telmed CHF 491.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Telmed is the cheaper of the two here: CHF 68.40 saved per year against BeneFit PLUS Médecin de famille R2, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Médecin de famille R2 is a "Family doctor" model. BeneFit PLUS Telmed is a "Telemedicine and others" model.
- BeneFit PLUS Médecin de famille R2
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Telmed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | BeneFit PLUS Médecin de famille R2 | BeneFit PLUS Telmed | Gap per year |
|---|---|---|---|
| 300 | CHF 497.00 | CHF 491.30 | CHF 68.40 |
| 500 | CHF 485.40 | CHF 479.70 | CHF 68.40 |
| 1'000 | CHF 456.20 | CHF 450.50 | CHF 68.40 |
| 1'500 | CHF 427.00 | CHF 421.30 | CHF 68.40 |
| 2'000 | CHF 397.90 | CHF 392.20 | CHF 68.40 |
| 2'500 | CHF 368.70 | CHF 363.00 | CHF 68.40 |
The comparison, region by region
- BeneFit PLUS Médecin de famille R2 or BeneFit PLUS Telmed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.