BeneFit PLUS Médecin de famille R2 or BeneFit PLUS Telmed — Region 2, St. Gallen
Region 2, St. Gallen: with Helsana, BeneFit PLUS Médecin de famille R2 costs CHF 464.10 a month in 2026 and BeneFit PLUS Telmed CHF 480.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Médecin de famille R2 is the cheaper of the two here: CHF 195.60 saved per year against BeneFit PLUS Telmed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Médecin de famille R2 is a "Family doctor" model. BeneFit PLUS Telmed is a "Telemedicine and others" model.
- BeneFit PLUS Médecin de famille R2
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Telmed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | BeneFit PLUS Médecin de famille R2 | BeneFit PLUS Telmed | Gap per year |
|---|---|---|---|
| 300 | CHF 464.10 | CHF 480.40 | CHF 195.60 |
| 500 | CHF 452.50 | CHF 468.80 | CHF 195.60 |
| 1'000 | CHF 423.30 | CHF 439.60 | CHF 195.60 |
| 1'500 | CHF 394.10 | CHF 410.40 | CHF 195.60 |
| 2'000 | CHF 365.00 | CHF 381.30 | CHF 195.60 |
| 2'500 | CHF 335.80 | CHF 352.10 | CHF 195.60 |
The comparison, region by region
- BeneFit PLUS Médecin de famille R2 or BeneFit PLUS Telmed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.