BeneFit PLUS Médecin de famille R2 or BeneFit PLUS Telmed — Region 1, Schaffhausen
Region 1, Schaffhausen: with Helsana, BeneFit PLUS Médecin de famille R2 costs CHF 486.30 a month in 2026 and BeneFit PLUS Telmed CHF 491.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Médecin de famille R2 is the cheaper of the two here: CHF 67.20 saved per year against BeneFit PLUS Telmed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Médecin de famille R2 is a "Family doctor" model. BeneFit PLUS Telmed is a "Telemedicine and others" model.
- BeneFit PLUS Médecin de famille R2
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Telmed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | BeneFit PLUS Médecin de famille R2 | BeneFit PLUS Telmed | Gap per year |
|---|---|---|---|
| 300 | CHF 486.30 | CHF 491.90 | CHF 67.20 |
| 500 | CHF 474.70 | CHF 480.30 | CHF 67.20 |
| 1'000 | CHF 445.50 | CHF 451.10 | CHF 67.20 |
| 1'500 | CHF 416.30 | CHF 421.90 | CHF 67.20 |
| 2'000 | CHF 387.20 | CHF 392.80 | CHF 67.20 |
| 2'500 | CHF 358.00 | CHF 363.60 | CHF 67.20 |
The comparison, region by region
- BeneFit PLUS Médecin de famille R2 or BeneFit PLUS Telmed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.