Skip to content
Sophie

BeneFit PLUS Médecin de famille R3 or Premed-24 — Region 1, Grisons

Region 1, Grisons: with Helsana, BeneFit PLUS Médecin de famille R3 costs CHF 490.10 a month in 2026 and Premed-24 CHF 512.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Médecin de famille R3 is the cheaper of the two here: CHF 267.60 saved per year against Premed-24, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Médecin de famille R3 is a "Family doctor" model. Premed-24 is a "Telemedicine and others" model.

  • BeneFit PLUS Médecin de famille R3

    Family doctor

    You pick a family doctor and always go to them first.

  • Premed-24

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleBeneFit PLUS Médecin de famille R3Premed-24Gap per year
300CHF 490.10CHF 512.40CHF 267.60
500CHF 478.50CHF 500.80CHF 267.60
1'000CHF 449.30CHF 471.60CHF 267.60
1'500CHF 420.10CHF 442.40CHF 267.60
2'000CHF 391.00CHF 413.30CHF 267.60
2'500CHF 361.80CHF 384.10CHF 267.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.