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BeneFit PLUS Médecin de famille R3 or Premed-24 — Jura

Jura: with Helsana, BeneFit PLUS Médecin de famille R3 costs CHF 599.20 a month in 2026 and Premed-24 CHF 626.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Médecin de famille R3 is the cheaper of the two here: CHF 327.60 saved per year against Premed-24, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Médecin de famille R3 is a "Family doctor" model. Premed-24 is a "Telemedicine and others" model.

  • BeneFit PLUS Médecin de famille R3

    Family doctor

    You pick a family doctor and always go to them first.

  • Premed-24

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleBeneFit PLUS Médecin de famille R3Premed-24Gap per year
300CHF 599.20CHF 626.50CHF 327.60
500CHF 587.60CHF 614.90CHF 327.60
1'000CHF 558.40CHF 585.70CHF 327.60
1'500CHF 529.20CHF 556.50CHF 327.60
2'000CHF 500.10CHF 527.40CHF 327.60
2'500CHF 470.90CHF 498.20CHF 327.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.