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BeneFit PLUS Médecin de famille R3 or Premed-24 — Thurgau

Thurgau: with Helsana, BeneFit PLUS Médecin de famille R3 costs CHF 496.60 a month in 2026 and Premed-24 CHF 513.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Médecin de famille R3 is the cheaper of the two here: CHF 200.40 saved per year against Premed-24, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Médecin de famille R3 is a "Family doctor" model. Premed-24 is a "Telemedicine and others" model.

  • BeneFit PLUS Médecin de famille R3

    Family doctor

    You pick a family doctor and always go to them first.

  • Premed-24

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleBeneFit PLUS Médecin de famille R3Premed-24Gap per year
300CHF 496.60CHF 513.30CHF 200.40
500CHF 485.00CHF 501.70CHF 200.40
1'000CHF 455.80CHF 472.50CHF 200.40
1'500CHF 426.60CHF 443.30CHF 200.40
2'000CHF 397.50CHF 414.20CHF 200.40
2'500CHF 368.30CHF 385.00CHF 200.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.