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BeneFit PLUS Médecin de famille R3 or Premed-24 — Zug

Zug: with Helsana, BeneFit PLUS Médecin de famille R3 costs CHF 378.40 a month in 2026 and Premed-24 CHF 395.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Médecin de famille R3 is the cheaper of the two here: CHF 206.40 saved per year against Premed-24, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Médecin de famille R3 is a "Family doctor" model. Premed-24 is a "Telemedicine and others" model.

  • BeneFit PLUS Médecin de famille R3

    Family doctor

    You pick a family doctor and always go to them first.

  • Premed-24

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleBeneFit PLUS Médecin de famille R3Premed-24Gap per year
300CHF 378.40CHF 395.60CHF 206.40
500CHF 366.80CHF 384.00CHF 206.40
1'000CHF 337.60CHF 354.80CHF 206.40
1'500CHF 308.40CHF 325.60CHF 206.40
2'000CHF 279.30CHF 296.50CHF 206.40
2'500CHF 250.10CHF 267.30CHF 206.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.