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BeneFit PLUS Médecin de famille R3 or Premed-24 — Schwyz

Schwyz: with Helsana, BeneFit PLUS Médecin de famille R3 costs CHF 478.70 a month in 2026 and Premed-24 CHF 500.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Médecin de famille R3 is the cheaper of the two here: CHF 260.40 saved per year against Premed-24, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Médecin de famille R3 is a "Family doctor" model. Premed-24 is a "Telemedicine and others" model.

  • BeneFit PLUS Médecin de famille R3

    Family doctor

    You pick a family doctor and always go to them first.

  • Premed-24

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleBeneFit PLUS Médecin de famille R3Premed-24Gap per year
300CHF 478.70CHF 500.40CHF 260.40
500CHF 467.10CHF 488.80CHF 260.40
1'000CHF 437.90CHF 459.60CHF 260.40
1'500CHF 408.70CHF 430.40CHF 260.40
2'000CHF 379.60CHF 401.30CHF 260.40
2'500CHF 350.40CHF 372.10CHF 260.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.