Helsana BeneFit PLUS Telmed — Region 1, Valais
Region 1, Valais: the BeneFit PLUS Telmed model from Helsana costs CHF 498.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 498.10, BeneFit PLUS Telmed is not the lowest premium here: Atupri goes down to CHF 481.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, BeneFit PLUS Telmed costs CHF 1'138.80 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 498.10 | CHF 463.30 |
| 500 | CHF 486.50 | CHF 452.50 |
| 1'000 | CHF 457.30 | CHF 425.30 |
| 1'500 | CHF 428.10 | CHF 398.20 |
| 2'000 | CHF 399.00 | CHF 371.10 |
| 2'500 | CHF 369.80 | CHF 344.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 398.40 | CHF 370.60 |
| 500 | CHF 386.80 | CHF 359.80 |
| 1'000 | CHF 357.60 | CHF 332.60 |
| 1'500 | CHF 328.40 | CHF 305.50 |
| 2'000 | CHF 299.30 | CHF 278.40 |
| 2'500 | CHF 270.10 | CHF 251.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 114.40 | CHF 106.40 |
| 500 | CHF 85.30 | CHF 79.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.